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Andrey Arapov
Member since: 2023-03-01
Andrey Arapov
Andrey Arapov 1d

True. But working on your own dream often just means longer hours, more stress, and no guaranteed safety net. Not everyone wants to swap one kind of cage for another.

Andrey Arapov
Andrey Arapov 1d

Well, not everyone was born into comfort. When you start at zero, the (hamster) wheel spins fast and rest comes slow. 🥲

Andrey Arapov
Andrey Arapov 1d

Andrey Arapov
Andrey Arapov 2d

Born in a country ≠ citizen of that country. Xapo Bank closed my account for being “Russian by birth” - despite verifying with a Czech ID and never declaring Russian citizenship. If that’s not discrimination, what is? #xapo #xapobank #bitcoin #selfcustody #NYKNYC

#xapo #xapobank #bitcoin #selfcustody #NYKNYC
Andrey Arapov
Andrey Arapov 5d

Not AI, just trying to explain some long-term risks with BTC-backed fiat loans. If anything’s unclear or sounds off, point it out. Open to critique.

Andrey Arapov
Andrey Arapov 5d

🔥 BTC-backed loans are powerful — but they carry two hidden systemic risks and a 2045 dilemma: 1️⃣ Ballooning Fiat Debt Borrowing fiat against BTC assumes you’ll repay in fiat. But with BTC appreciating 20%+ annually, your liabilities can balloon into millions. Servicing that? It needs massive fiat inflows. Can your lender/bank even support that? 2️⃣ BTC Liquidity Bottlenecks Almost no one lends actual BTC. Stablecoins work — for now. But USDC/USDT are chokepoints vulnerable to blacklisting or collapse. What happens when your entire bridge vanishes? 🚨 2045: The Fiat Implosion If BTC-backed borrowers keep rolling fiat debt forward, we may hit a crisis: more fiat owed than exists — and no one left willing (or able) to lend it. 💡 The fix? Exit fiat entirely. We need BTC-denominated credit, BTC-native finance, and sound money rails. That’s the endgame. ⚠️ Borrow smart. HODL harder. Exit fiat. #Bitcoin #Firefish #Lendasat #HodlHodlLend #Debifi #Ledn #BTCFinance #Collateral #2045Ready #SoundMoney

#Bitcoin #Firefish #Lendasat #HodlHodlLend #Debifi
Andrey Arapov
Andrey Arapov 1d

Yes, let's take the echo chamber to the next level! 💪🎉😜

Andrey Arapov
Andrey Arapov 5d

Are you mining? 💣⛏️

Andrey Arapov
Andrey Arapov 2d

Catstr

Andrey Arapov
Andrey Arapov 6d

And , but I haven't tried them yet.

Andrey Arapov
Andrey Arapov 4d

sv_gravity 800

Andrey Arapov
Andrey Arapov 6d

fixes this. as well.

Andrey Arapov
Andrey Arapov 5d

Appreciate the thoughtful reply - let me clarify what I was trying to get at: You're right that BTC-backed loans improve your LTV as BTC appreciates. But my concern isn’t about liquidation - it’s about the scale of fiat liabilities over time. If someone rolls a $100k/year loan today, that could mean $10M+ in fiat exposure by 2045. Even if the collateral is solid, banks may flag or block those kinds of transactions due to compliance thresholds or AML suspicion. And yes, BTC-backed loans unlock liquidity today - but most of that is via stablecoins or fiat rails. If those chokepoints become unstable or regulated out, we could face real liquidity constraints for BTC borrowers. Totally fair on 2045 being arbitrary - I just meant “in a couple decades” as a lens for thinking long-term. And yeah, fiat doesn’t “run out” - but the willingness to lend it into a Bitcoinized economy might.

Andrey Arapov
Andrey Arapov 6d

Not that pit though

Andrey Arapov
Andrey Arapov 6d

is this video being ignored on purpose by flat earthers to protect their narrative?

Andrey Arapov
Andrey Arapov 9d

English tea - a little leftover tradition from British days here. Funny how tastes linger, even after empires fade ☕️

Andrey Arapov
Andrey Arapov 9d

English tea with milk #Malta

#Malta
Andrey Arapov
Andrey Arapov 10h

GN

Andrey Arapov
Andrey Arapov 11h

📸 Rooftop vibes with great company and golden hour sunshine 🌇 Good laughs, deep convos, and the best kind of summer evening. #Nostr #Friends #RooftopChill #SunsetMoments #GoodVibesOnly

#Nostr #Friends #RooftopChill #SunsetMoments #GoodVibesOnly
Andrey Arapov
Andrey Arapov 11h

#streetart #graffiti

#streetart #graffiti
Andrey Arapov
Andrey Arapov 11h

Evening gun! Fire! 💣💥

Andrey Arapov
Andrey Arapov 11h

💥 "The Evening Gun roars over Valletta!" 🕓 Caught the 4pm salute from the iconic Saluting Battery in Malta 🇲🇹. Tradition, history, and a thunderous boom echoing across the Grand Harbour. That smoke in the distance? No idea! 🤷‍♂️ #Malta #EveningGun #Valletta #SalutingBattery #HistoryFiredDaily #NostrTravel

#Malta #EveningGun #Valletta #SalutingBattery #HistoryFiredDaily
Andrey Arapov
Andrey Arapov 17h

Yes, please 🤫

Andrey Arapov
Andrey Arapov 23h

🗡️

Andrey Arapov
Andrey Arapov 1d

Each tree is a self sufficient and a sovereign node.

Andrey Arapov
Andrey Arapov 1d

https://youtu.be/YykjpeuMNEk

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About Me

Linux Systems Engineer. Running Bitcoin Knots. The future is not something we wait for, it's something we build. PGP: 0x43319FDBD40B46FD4E0B8EE29076D5E6B31AE99C

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