I live on a Bitcoin standard, alongside thousands of others worldwide, and haven’t relied on fiat currency for quite some time. Whenever I receive fiat, I immediately sell it for Bitcoin and avoid holding on to it. While I still use traditional payment networks like Visa and Mastercard, my cards aren’t linked to bank accounts—they’re funded directly from Bitcoin wallets. By transacting this way, my purchasing power over the last year has effectively risen by about 40% (1.4x) at merchants, thanks to Bitcoin’s 21 million unit cap. In contrast, fiat users in Norway, for example, experienced a decline in purchasing power of roughly 4% on average (0.96x). As more merchants adopt native Bitcoin payments, I make a point of supporting them in the native Bitcoin ecosystem on-chain or Lightning payments.
